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In the denial phase, people deny for months or even years that there is a problem. They think everything is under control because they can make their minimum payments. A credit card company may even increase your credit limit, which some see as an invitation to spend more. The problemContinue Reading

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The teacher should always keep students involved by asking them questions about the specific chapter and asking their opinion. A teacher should always be prepared for individual questions and encourage students, even if they don’t know the answer. Teaching is effective when students can keep more than they learn. TheContinue Reading