In the denial phase, people deny for months or even years that there is a problem. They think everything is under control because they can make their minimum payments. A credit card company may even increase your credit limit, which some see as an invitation to spend more. The problemContinue Reading

However, the transaction rates charged for cryptocurrency transactions would be lower than in the traditional financial system. Conventional fiat currencies are subject to multiple restrictions and risks. Banks, for example, are vulnerable to boom and bust cycles in the economy. Sometimes these situations can end in bank runs and accidents,Continue Reading

It’s important to make your monthly payments on all long-term loans like car payments, student loans, and mortgage payments. For some people, personal finance management is a passionate hobby, while for others it’s a daunting chore. Either way, personal financial planning – including budgeting, tracking your spending, and saving –Continue Reading